Medicare Supplement Plan A Overview

  • Is the one plan that all Insurance supplement providers must offer.
  • Coverage is less but premiums are more affordable.
  • Hospitalization: Part A co-insurance (20%) plus coverage for 365 additional days after Medicare benefits end.
  • Medical Expenses: Part B co-insurance (generally 20% of Medicare-approved expenses) or co-payments for hospital outpatient services.
  • Blood: Plan pays first 3 pints of blood each year.
  • Charges. This means that you may be responsible for paying additional compensation yourself if your doctor charges more than the Medicare approved amount.
  • Plan A also does not cover At Home Recovery or Preventative Care. Both of these services were being phased out of the Medicare system as of 2010.